Car Accidents in North Carolina
Following an automobile accident in North Carolina, people can often be very confused about what they should do next. When a crash results in serious injuries, the problems are frequently compounded.
Need an Injury Lawyer North Carolina helps residents and visitors who suffered serious injuries in collisions caused by the negligence of other parties. Our firm represents individuals in Greenville, Charlotte, Apex, Fayetteville, Asheville, Raleigh, Burlington, Cary, Gastonia, Greensboro, Rocky Mount, Wilmington, Jacksonville, Durham, Huntersville, High Point, Chapel Hill, Winston-Salem, Concord,and many other surrounding areas of the Tar Heel State.
North Carolina Car Accident Laws
North Carolina General Statute § 20-279.21 establishes that drivers must maintain automobile insurance policies with the following minimums:
- $30,000 for bodily injury to or death of one person;
- $60,000 for bodily injury to or death of two or more persons
- $25,000 for injury to or destruction of property of others.
North Carolina state law also sets maximums for auto insurance policies. Bodily injury liability has a maximum of $100,000 per person and $300,000 per incident, property damage is limited to $50,000, and uninsured and underinsured policies have a maximum of $1 million for each person and each accident. Medical payments coverage also cannot exceed $2,000.
If a driver is uninsured or underinsured—meaning his or her policy limits are not high enough to cover the full costs of the damages caused, the victim may be able to file a claim with his or her own insurance company.
Seeking Compensation for North Carolina Car Accidents
Following most crashes in North Carolina, the insurance companies for negligent motorists will reach out to victims and try to make settlement offers. Such attempts to quickly resolve cases effectively prohibit the victims from filing lawsuits, and the amounts awarded to victims do not account for the full lifetime of care that may be required.
You should absolutely avoid speaking to an insurance company until you have legal representation. It is critical to understand that North Carolina is one of only five jurisdictions in the nation that adheres to the doctrine of pure contributory negligence, meaning that a person is prohibited recovering any damages if he or she is even 1 percent at fault for his or her injuries.
The experienced personal injury lawyers of Need an Injury Lawyer North Carolina can speak to the representatives of such insurers and negotiate a far more adequate settlement. If an insurance company contends that the victim was at fault or refuses to provide adequate compensation, our firm can file a lawsuit against the insurer to pursue full and fair compensation.
Need an Injury Lawyer North Carolina assists people hurt in communities throughout Mecklenburg County, Craven County, Wake County, Henderson County, Guilford County, Brunswick County, Forsyth County, Harnett County, Cumberland County, Wayne County, Durham County, Robeson County, Buncombe County, Orange County, Gaston County, Rowan County, New Hanover County, Randolph County, Union County, Alamance County, Cabarrus County, Catawba County, Onslow County, Iredell County, Johnston County, Davidson County, Pitt County, and several other nearby areas. Lawsuits must be filed in the counties where the accidents took place or the counties in which the victims live.
Types of North Carolina Car Accidents
Car crashes can involve a variety of different causes. Some of the most common kinds of car accident cases that Need an Injury Lawyer North Carolina handles include, but are not limited to:
- Driving Under the Influence (DUI,DWUI, or DWI) Accidents
- Distracted Driving Accidents
- Ridesharing (Uber or Lyft) Accidents
- Rear-End Accidents
- Head-On Collisions
- Multiple Vehicle Accidents
Take Advantage of a Free Consultation
Need an Injury Lawyer North Carolina is available 24 hours a day, seven days a week to answer your phone calls. Our lawyers offer a free, no obligation consultation at which we will provide an honest and thorough evaluation of your case.
Our firm will conduct a rigorous investigation and collect all of the evidence necessary to hold all negligent parties accountable. We also handle car accident cases stemming from product liability issues such as faulty or defectively manufactured parts.